Investing

As I discussed recently on the Peter Leeds YouTube channel, I believe that 2020 will be the year that debt starts to matter again. In other words, as debt levels continue to surge and interest rates become too high to cover, we’ll see a wave of bankruptcies occurring not only among consumers but on the
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2019 was a dynamic and unpredictable year across the investing and financial services landscapes. With a boatload of uncertainties still adrift in this new year and decade, expect 2020 to be just as tumultuous. Still, it’s a great time to be an investor and a market participant.  Here’s how major asset classes performed in 2019:
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Swedish climate activist Greta Thunberg at COP 24, the 24th Conference of the Parties to the United Nations Framework Convention on Climate Change. Katowice, Poland on 5 December, 2018. Photo by Beata Zawrzel/NurPhoto via Getty Images Investing for climate change had been a niche on Wall Street, often generating sub-par returns, but in the coming
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For decades, income-minded investors have searched for the best dividend stocks out there. In my experience, the main criteria to look for when betting on great dividend stocks are a history of strong fundamentals, increasing dividend distributions over time, great entry points (technicals), and a history of bullish trading activity in the shares. The hallmark
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A $1 Million Budget For most, the word “millionaire,” a term coined in the 18th century, calls to mind images of lavish wealth and extravagant lifestyles. Simply having this much money once represented a ticket to life on easy street. These days, thanks to inflation, cost-of-living increases, and lifestyle changes, retiring on $1 million isn’t
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Why Do People Retire Early? Sometimes, retiring early is not planned: a layoff, a long-term illness, or having to care for a loved one may mean that early retirement is unavoidable. In other cases, early retirement is a conscious move to pursue personal interests, such as traveling or pursuing a hobby. Early retirement (or the
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Market Moves at the End of the Year Data on the phenomenon dubbed the Santa Claus rally suggests that an annual market anomaly might be profitably exploited. However, doing so may require a set of rules for effective execution. To establish useful rules for how to trade the six-day stretch (four days before the end
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An estimated 63 million Americans receive a Social Security check each month, according to the Social Security Administration (SSA). That’s more than one in six individuals. For some, it represents their primary source of retirement income. If you’re banking on Social Security to supplement what you’ve saved in a 401(k), IRA, or another qualified retirement
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The Santa Claus Rally Defined In 1972, Yale Hirsch, a stock market analyst and author of the annually published book titled “Stock Trader’s Almanac,” identified and named an apparent stock market anomaly. He called it the Santa Claus rally because it usually occurred during a six-session stretch beginning with the first trading session after Christmas
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Ready to Retire? If you’re considering retiring early, you’ll forego not only the headaches of working but also the additional earnings that could have made your retirement even more comfortable. Make sure you’re truly ready before you leave. Key Takeaways Start debt-free, with a healthy retirement account that will support your extra years not working. Make
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In 2007 the rules were changed to allow non-spousal beneficiaries of 401(k) and other defined contribution retirement plans to treat these accounts in a similar fashion. Inherited IRA Basics Spousal beneficiaries of an IRA have the option of taking the account and managing it as if it were their own, including the calculation of required
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Market Moves The market closed higher, breaking new territory in all major indexes for yet another day. One might think that this market could be summed up by a slogan on a coffee mug that reads “Keep Calm and Buy More.” And yet the Volatility Index (VIX) ended the day with a slight increase over
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Market Moves Stocks, bonds, currencies, and commodity markets traded nearly unchanged during the hours of yesterday’s abbreviated session at the New York Stock Exchange. The price of silver and gold were notable exceptions, however, as these markets broke significantly higher. The price of silver rose nearly 2%, while gold increased by 1%.  This small price
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Properly Planning for Retirement Any mental health professional will tell you that comparing yourself to others isn’t good for peace of mind. However, when it comes to retirement savings, having an idea of what others do can be good information to know. It can be hard to determine how much you’ll need, exactly, for your
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While 2019 proved to be a strong year for most segments of the financial markets, the transportation sector was one of the rare exceptions that seemed to trend sideways instead of upward. As the New Year approaches, active traders and long-term investors alike are taking the opportunity to look over their portfolios and make necessary
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Todd Combs, portfolio manager and investment officer of Berkshire Hathaway Inc., arrives for the morning session of the Allen & Co. Media and Technology Conference in Sun Valley, Idaho, U.S., on Friday, July 12, 2019. Patrick T. Fallon / Bloomberg / Getty Images Geico, the auto insurer owned by Berkshire Hathaway Inc, on Monday named
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Making spousal individual retirement account (IRA) contributions is an important way to build up a married couple’s retirement nest egg if only one spouse is employed. Individuals without income from jobs generally aren’t eligible to contribute to tax-advantaged retirement accounts, such as IRAs, because they don’t have “eligible” compensation on which to base such contributions.
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The rising cost of college tuition has created a world in which many college students have to seek out loans for school. The problem is, sometimes federal loans aren’t enough. And private student loans are awarded in part on credit and income, two things most college students have had time yet to build. It’s a
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College is the first time many young adults get to exercise their “adulting” skills, so it can be frustrating if they’re not able to be free of help from other adults when obtaining loans for college. For starters, the application for federal student loans requires you to enter your parents’ income unless you can be
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